Tim Smith
Tim's latest writings
Are You Ready for the Benefits of Online Banking?
No two banks are the same. When it comes to your finances, you probably have a list of things that you need for your bank to have. An online bank can offer you the same amount of security as a brick and mortar bank with a lot less paper, but the list of services varies. So is online banking really more convenient? Here are some questions to determine if online banking would be a better fit for your... (posted by Tim 2 years 143 days ago.)
No two banks are the same. When it comes to your finances, you probably have a list of things that you need for your bank to have. An online bank can offer you the same amount of security as a brick and mortar bank with a lot less paper, but the list of services varies. So is online banking really more convenient? Here are some questions to determine if online banking would be a better fit for your... (posted by Tim 2 years 143 days ago.)
How to Avoid Overdraft Fees
When you're living on a tight budget, it's easy to spend more money than is in your checking account. When this happens, the bank will charge you a large fee for overdrawing your account. How do you prevent this from happening? Here are a few tips on how to avoid overdraft fees. 1) Keep a register Check registers may seem old and outdated, but if you write down how much you spend each day and subtract that from what... (posted by Tim 2 years 143 days ago.)
When you're living on a tight budget, it's easy to spend more money than is in your checking account. When this happens, the bank will charge you a large fee for overdrawing your account. How do you prevent this from happening? Here are a few tips on how to avoid overdraft fees. 1) Keep a register Check registers may seem old and outdated, but if you write down how much you spend each day and subtract that from what... (posted by Tim 2 years 143 days ago.)
How Can You Fight Overdraft Fees?
Nobody is perfect. And for those operating on a tight budget, this could mean spending more than you actually have in your checking accounts at the moment. When this happens, your bank charges you a fee that usually costs much more than the actual purchase that caused it. But don't fret. There are ways to get the bank to overturn these fees. What are the rules about these situations, and how can you fight overdraft... (posted by Tim 2 years 183 days ago.)
Nobody is perfect. And for those operating on a tight budget, this could mean spending more than you actually have in your checking accounts at the moment. When this happens, your bank charges you a fee that usually costs much more than the actual purchase that caused it. But don't fret. There are ways to get the bank to overturn these fees. What are the rules about these situations, and how can you fight overdraft... (posted by Tim 2 years 183 days ago.)
Being Denied Checking? Try a Second Chance Checking Account - Open Online
In this economy, many people are having a hard time paying their bills, and the result is often banking overdrafts as they try to juggle their income against mounting bills due. If you have a history of writing checks for which you have insufficient funds, your bank may close your account, and when you try to open one at another institution, you may find yourself denied. Why? What... (posted by Tim 2 years 193 days ago.)
In this economy, many people are having a hard time paying their bills, and the result is often banking overdrafts as they try to juggle their income against mounting bills due. If you have a history of writing checks for which you have insufficient funds, your bank may close your account, and when you try to open one at another institution, you may find yourself denied. Why? What... (posted by Tim 2 years 193 days ago.)
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